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Finding Affordable Health Insurance


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One of the biggest reasons for debt in the US is the huge cost of medical bills. It figures then that many people in the US are also without any health coverage.

Most people can get health insurance through their employers, but if you are self-employed or work at a company that offers no health plan, then it becomes quite tough to find affordable insurance.

I used to be self-employed myself several years ago, and so I know how expensive health insurance is to get on your own. Even the simplest of coverage costs thousands of dollars each year. Frankly I had to eventually give it up, because with the little income I was taking in, I just couldn't afford it. Believe me, that's a scary feeling not being insured.

Now that I am employed, I am insured through work. Even there isn't all that cheap, and the rates keep going up. Plus my co-payment went from $10 to $20 this year, a 100% increase. But still I'm glad to have the insurance; it's still cheaper than getting it on my own.

But if you aren't lucky enough to get insured through your employer, then you need to look elsewhere. But there are ways to find some affordable health insurance, and the best way I think is through the internet.

A couple of sites to check are www.healthinsurancesavings.com or www.self-employed-health-care.com. They both require you to enter a zip code, so they can show you the best choices in your location.

There are other similar sites you can browse through to find information. But be aware that you may have to divulge personal data about yourself to these sites. Some people aren't comfortable with doing that, especially over the internet.

If you aren't comfortable giving such personal information away, you can call the contacts at these sites and speak directly with them, and perhaps you can set up interviews with various providers. All this may sound like a burden and imposition, but you have to do what you have to do if you want affordable health insurance for you and your family.

Being insured, especially if you have a family, is very important in today's world. So please take it upon yourself to do some research, and find the best health insurance you can afford.

To see more articles about health insurance, such as individual health insurance plans, types of plans available, what a policy means, and more, please visit http://www.health-insurance-aid.com.

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